Thursday, January 29, 2015

Low Impact Collision Results In $150,000 Award



This week, the Honorable Mr. Justice Joyce released his judgement in the matter of Corke v. Andrews et al. 2015 BCSC 118.  The case involved what the Defence Team characterized as a "low impact collision".

Judge Joyce states:

[91]   Despite the very low impact forces of the Accident, I am satisfied that Ms. Corke sustained injury to her mid-back and neck as a result. Even Dr. Horlick accepted that Ms. Corke suffered myofascial injury to her cervical and thoracic spine.
[92]  Dr. Horlick found little, if any, objective support for the chronic pain described by Ms. Corke and attributed the lack of recovery to general lack of fitness. He noted, in particular, that Ms. Corke’s subjective complaints decreased when she engaged in a physical fitness program. He is of the view that Ms. Corke has not reached maximum recovery and that she will continue to experience further recovery if she continues with regular exercise, particularly core strengthening exercises.
[93]  I accept the evidence of Ms. Corke that the pain did spread to other parts of her body over time and became chronic, even though the precise cause of the continuing and spreading pain is difficult to determine.
[94]  In her first report, Dr. Lau concluded that Ms. Corke exhibited symptoms of fibromyalgia and expressed the belief that her chronic widespread pain was likely due to centralization, whereby the pain in one area of the body transitions to other areas. In her second report, Dr. Lau felt that Ms. Corke met the classic criteria for fibromyalgia, but had not developed other common sequelae of chronic widespread pain.
[95]  By the time of Dr. Lau’s second report, Ms. Corke had undertaken a program of core strengthening and physical fitness and had obtained significant relief from IMS, after an initial aborted attempt with that treatment modality. As Dr. Lau noted, by February 2014, Ms. Corke’s symptoms related to her neck and arms had mostly resolved and her primary continuing symptoms were now focused in her mid-thoracic and upper lumbar spine as opposed to her entire spine. In addition, by this time, Ms. Corke was coping better with her ongoing symptoms, both psychologically and functionally.
[96] Dr. Lau was doubtful that Ms. Corke would achieve full recovery and believed she would continue to have some ongoing myofascial complaints with more disabling flare-ups from time to time. However, she was also of the opinion that further functional improvement was highly possible.
[97]   Dr. Lau’s opinion that Ms. Corke could expect further functional improvement is shared by her family physician, Dr. Jackson.
[98]  I find that as a result of the Accident, Ms. Corke suffered injury resulting in myofascial pain that spread, over the next several months, from her back and neck to other areas of her body. With treatment and exercise, the pain became more localized in her upper back and chest area so that, by approximately two and a-half years after the Accident, the pain was felt mainly in her thoracic spine and chest.
[99]         In my opinion, Ms. Corke undertook appropriate treatments as recommended by her medical advisors. On a review of the evidence, I am satisfied that Ms. Corke has experienced a reduction in both the number and severity of her symptoms as a result of the medical treatments and the exercise programs that she has undertaken.
[100]     It is my opinion that while Ms. Corke is not currently asymptomatic and will likely continue to suffer some ongoing discomfort, she has recovered significantly from the effects of the Accident. I accept that Ms. Corke will likely experience flare-ups from time to time resulting in increased pain, which may be treated by IMS treatments. I am of the opinion, however, that Ms. Corke has achieved significant functional recovery and is likely to achieve further functional recovery. She is currently able to attend to the physical demands of daily living, although she has to be careful to pace herself so that she does not aggravate her symptoms.
[101]  Ms. Corke’s symptoms have affected her ability to enjoy her social life with her friends and her daughter. She is less able to entertain, go to movies and go on long journeys.
[102]  I am not satisfied that Ms. Corke is at any higher risk of future injury as a result of the Accident.
...

Summary of Damages

[187]     In summary, I award Ms. Corke the following damages:
Non-pecuniary damages:
$75,000.00
Past income loss:
$7,440.00
Loss of earning capacity:
$58,000.00
Cost of future care:
$3,535.00
Special damages:
$10,814.28
Total Damages:
$154,789.28


Do you have questions about your ICBC personal injury claim or accident?  If so, click here arrange your free consultation with  ICBC Claims Lawyer Perminder S. Tung (Services provided for ICBC injury claims throughout all of BC: Vancouver, Surrey, Langley, Burnaby, Richmond, Abbotsford, Chilliwack, Tri-city area and all over BC)

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Tuesday, January 13, 2015

ICBC Tip-of-the-Month (January 2015): Top 10 Mistakes (#1)


TOP 10 MISTAKES TO AVOID WHEN MAKING AN ICBC CLAIM


Mistake #1: You agree with ICBC to an excessive reduction of your wage loss claim from gross to net

ICBC will often claim that they are entitled to reduce your income loss claim by 30% to arrive at a net figure.  This deduction should usually be much less.  

WHY?  The deduction depends on what tax bracket you would have otherwise fit into for that particular tax year. 30% is close to the highest tax bracket.  

TIP: Agree to only a small deduction for income tax and EI premiums. Always feel free to consult with an experienced personal injury lawyer, as this is often more complex. 

Similar question and previous post: is my settlement taxable?.


Do you have questions about your ICBC personal injury claim or accident?  If so, click here arrange your free consultation with  ICBC Claims Lawyer Perminder S. Tung (Services provided for ICBC injury claims throughout all of BC: Vancouver, Surrey, Langley, Burnaby, Richmond, Abbotsford, Chilliwack, Tri-city area and all over BC)

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Friday, December 19, 2014

ICBC Tip-Of-The-Month (December 2014): 6 months of Soft-Tissue pain, BC Court says $32,500



In Reasons for Judgment delivered on December 10, 2014, Mr. Justice Ball of the New Westminster BC Supreme Court awarded compensation in a motor vehicle accident case

The plaintiff alleged that the the accident, in fact, caused rheumatoid arthritis (RA) - a degenerative condition.  The court goes through an interesting discussion on what the medical experts thought about causation on the RA issue. Ultimately, the court ruled that the RA was not caused by the accident. Instead, the court found that the accident only caused 6 months of soft-tissue pain and awarded $32,500.  

The court stated in Kabani v. Lee starting at paragraph 47:


[47] Based on the evidence before me I am satisfied that the soft tissue injuries Ms. Kabani incurred in the Accident were substantially healed within six months after the Accident and were not persistent symptoms thereafter.

Damages

[48] While there is no doubt Ms. Kabani suffered soft tissue injuries in the Accident and hence is entitled to damages, those are damages consistent with a minor soft tissue injury to her neck and upper back. Ms. Kabani submitted a number of cases, including Haag v. Serry, 2009 BCSC 187, Zigawe v. Rance, 2009 BCSC 1816 and Burtwell v. McCaffrey, 2013 BCSC 886, all in support for non-pecuniary damages of $100,000, together with damages for past wage loss, loss of future earning capacity, cost of future care and significant special damages.
[49] Each of the cases cited by Ms. Kabani is distinguishable because each of them deals with a situation where a plaintiff had a pre-existing medical condition where the court found that the accident either accelerated or exacerbated a pre-existing condition. In the case before me the evidence was that at some time after the Accident Ms. Kabani contracted rheumatoid arthritis and suffered considerably from that condition. For the purposes of this case, rheumatoid arthritis was not a pre-existing condition and was not, as I have found above, caused by the Accident. For this reason, claims such as past wage loss, loss of future earning capacity or significant special damages have not been proven to be connected with the Accident. No particular medical investigation or medication was prescribed by Dr. Witherspoon following the Accident. The abovementioned cases allow non-pecuniary damages from a low of $54,000 to a high of $80,000. I find this range to be excessive in the circumstances of this case.
[50] Counsel for the defendant submitted that the only damages which should be awarded to Ms. Kabani are non-pecuniary damages. Counsel for the defendant cited Ryan v. Klakowich, 2011 BCSC 835, Gron v. Brown, 2012 BCSC 391, Currie v. McKinnon, 2012 BCSC 698 and Johal v. Conron, 2013 BCSC 1924. Again, none of these cases are on all fours with the case before me, but there are marked similarities in some aspects of each of them. The range of non-pecuniary damages in these cases moved from a low of $22,000 to a high of $35,000.
[51] The only head of damages allowable on the facts of this case is non-pecuniary damages. I am satisfied that the appropriate figure for non-pecuniary damages for Ms. Kabani as a result of the Accident is $32,500.


If you are having trouble securing fair settlement from ICBC, contact Perminder S. Tung at LK Law for a free initial consultation. 


Do you have questions about your ICBC personal injury claim or accident?  If so, click here arrange your free consultation with  ICBC Claims Lawyer Perminder S. Tung (Services provided for ICBC injury claims throughout all of BC: Vancouver, Surrey, Langley, Burnaby, Richmond, Abbotsford, Chilliwack, Tri-city area and all over BC)

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Tuesday, December 9, 2014

LK Law Secures $200,000 ICBC Injury Judgment


In Reasons for Judgment rendered November 27, 2014, Mr. Justice Skolrood of the New Westminster BC Supreme Court awarded $201,763.00 in total damages resulting from a July 16, 2009 motor vehicle accident. 


Mr. Benson, client of LK Law, was involved in a crash at the intersection of 204th Street and Fraser Highway in Langley, BC.  He was 57 years old at the time of trial and worked as a metal fabricator. The trial was conducted by Paul Kent-Snowsell of LK Law

He was awarded $110,000 for pain and suffering. His injuries consisted of complex soft-tissue pain with impairment on his cognitive and psychiatric functioning. 

He was awarded $5,770 for past income loss and $76,500 for future income loss. 

Cost of future care award was $17,953 to obtain future medical treatments.

Loss of housekeeping capacity was evaluated at $5,000 and out of pocket expenses of $3,040. 

Mr. Benson's pain and suffering award, and income loss awards were reduced by 15% for failing to follow some of the recommendations made by his physicians (see previous blog post on this issue for more information about your "duty to mitigate your losses").

LK Law has experienced trial lawyers that will seek an optimum settlement on your behalf, or take your case to trial for a fair assessment by our court system.

Do you have questions about your ICBC personal injury claim or accident?  If so, click here arrange your free consultation with  ICBC Claims Lawyer Perminder S. Tung (Services provided for ICBC injury claims throughout all of BC: Vancouver, Surrey, Langley, Burnaby, Richmond, Abbotsford, Chilliwack, Tri-city area and all over BC)

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Saturday, November 22, 2014

ICBC Tip-of-the-Month (November 2014): Vacation Time Used is not Compensable


Used Vacation Time

In reasons for judgment delivered on November 19, 2014 in McCartney v. McArthur, Mr. Justice Bowen of the BC Supreme Court declined to award a plaintiff compensation for used vacation time while off recovering from his motor vehicle accident related injuries.

The Plaintiff missed a week of work and used up his vacation time during this period.  He was paid accordingly by his employer during the week off.  In finding that no claim for loss of income for this period can be advanced in his tort claim Mr. Justice Bowden provided the following brief reasons:

"[82] At the time of the accident the plaintiff was working about 32 hours a week at Oak Hills Woodcraft. He received a base salary of $1,200, plus a car allowance of $150 every two weeks, for a total of $1,350. He took seven days off after the accident; however, he used his vacation time for that time off and continued to receive his regular salary. In 2010 his income was $36,549 which is slightly more than he received in the years before the accident.

[83] The plaintiff seeks $1,181.25, representing his salary for the seven days that he did not work shortly after the accident when he used his vacation time. The plaintiff argues that by using seven days of his vacation entitlement he gave up something that should be compensated for as past wage loss.

[84] While the use of days from a bank of sick leave days may entitle a plaintiff to compensation for the loss of past income because the plaintiff may have to pay to replace the sick days, in my view the use of vacation time does not represent lost income. (Roberts v. Earthy, 1995 CarswellBC 1800 (B.C.S.C.)). During that vacation time the plaintiff continued to receive his expected income."

LESSON: use accumulated sick time for missed days from work due to accident related injuries, rather than vacation time.  The vacation time will be treated as vacation and you will not receive additional compensation. Sick time is considered to be a benefit lost and compensable. 

If you are confused or would like advice, consult an experienced ICBC personal injury lawyer.

Do you have questions about your ICBC personal injury claim or accident?  If so, click here arrange your free consultation with  ICBC Claims Lawyer Perminder S. Tung (Services provided for ICBC injury claims throughout all of BC: Vancouver, Surrey, Langley, Burnaby, Richmond, Abbotsford, Chilliwack, Tri-city area and all over BC)

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Thursday, September 18, 2014

ICBC Tip-of-the-Month (September 2014): Providing a Statement to ICBC


ICBC Statement


"ICBC is asking me to make a statement, what should I do?"

It is normal for passengers and drivers who have been injured in an accident to feel a bit shaken up in the aftermath. It is important to contact experienced legal counsel right away in order to ensure your rights are protected and your claim is handled in a fair manner. ICBC does not represent you and they not necessary have your interests in mind when it comes to claims.  Like most insurance companies, their primary goal is to minimize claims and reduce exposure.

If you are clearly not at fault it is crucial to take time to organize yourself before your first meeting with ICBC. Though a Statement seems like a simple matter, adjusters are trained specifically to dig for information that you may not think is terribly relevant to the incident.
During your first interview with ICBC (either in person or over the phone with dial-a-claim) they are digging for information about your coverage and your claim. They may eventually ask you to come in to provide a statement or will take your verbal statement over the phone.
  
These verbal or written Statements can be used later in a court proceeding to question your credibility.  It is important that you are as accurate as possible and fix any errors that you see. 

Later in the claim, the ICBC adjuster’s job is to value the “impact the accident has had on your life”. This means they want information on the quality of your life pre accident. In order to prepare yourself for making a statement you should jot down a few notes on the following:

Pre-Accident Health:
·         Did you have any pre existing back or neck pain before the accident?
·         Did your doctor diagnose you with any back or neck conditions pre accident? If so were you prescribed any medication or referred to a chiropractor or physiotherapist? If you had any injuries pre- accident would you say you were fully healed before the time of the accident?
·         A good idea is to make an appointment with your doctor and review your medical history

Details of the Accident:
·         Time, distance, and any other details you can recall about the accident
·         Insurance coverage issues, which can be tricky without speaking to a lawyer first

Pre-Accident Income:
·         Make copies of your T4’s for at least two years before your accident
·         Start compiling all your pay stubs

Hobbies, sports and extra-curricular activities:
·         Prior to the accident what kind of athletic activities did you participate in? Have you attempted to return to those activities? If so are you able to continue those activities without pain? ( Running, working out, snowboarding, gardening, horseback riding, mountain biking, walking to work, etc.)
·         Have your social activities been effected in anyway?

Your injuries:
·         Properly document your injuries
·         If they injuries are serious enough, ICBC might send you to one of their doctors
·         See my post on “ICBC wants me to go to a doctor, now what?”
Your seat belt and headrest
·         Were you wearing your seatbelt? Was the headrest adjusted for you?

Do you have questions about your ICBC personal injury claim or accident?  If so, click here arrange your free consultation with  ICBC Claims Lawyer Perminder S. Tung (Services provided for ICBC injury claims throughout all of BC: Vancouver, Surrey, Langley, Burnaby, Richmond, Abbotsford, Chilliwack, Tri-city area and all over BC)

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Saturday, August 16, 2014

ICBC Tip of the Month (August 2014): Dear Diary




Dear Diary

Keeping a pain diary is essential to recalling your injuries in the long run. An ICBC defence lawyer or adjuster may ask you to recall specifics of claimed pain and injuries during questioning possibly years after the initial accident. Therefore it is important to keep some records of pain and injuries, what you were doing when it happened and how long it lasted.  It is also important to keep notes about important events that were missed, vacations that were ruined and attempts to return to recreational activities that did not go well. 



Do you have questions about your ICBC personal injury claim or accident?  If so, click here arrange your free consultation with  ICBC Claims Lawyer Perminder S. Tung (Services provided for ICBC injury claims throughout all of BC: Vancouver, Surrey, Langley, Burnaby, Richmond, Abbotsford, Chilliwack, Tri-city area and all over BC)

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