Sunday, February 9, 2014

ICBC Tip of the Month (February 2014): Trial Lawyer


PERMINDER S. TUNG:  EXPERIENCED ICBC TRIAL LAWYER

ICBC Tip-of-the-Month (February 2014): when thinking of hiring a lawyer or consulting with various lawyers about your claim, make sure you research the lawyer and ask whether he or she has run successful trials against ICBC. 

Why?  There are a lot of reasons, some of which are the following:

1) ICBC fears lawyers with trial experience because they are good at securing high awards for damages;

2) ICBC tracks lawyers and assesses the defence of your claim based on the lawyer's reputation and trial experience;  

3) Only a true trial lawyer can assess the value of your claim because they know with reasonable estimation what a judge would do with your case;

4) The opposite of a true ICBC trial lawyer is a "settler", or someone with the reputation for settling too early for too little money; and

5) A trial lawyer really enjoy his job and the challenge of presenting evidence in front of a judge or jury.

Perminder S. Tung is a true trial lawyer and dedicated personal injury litigator. For a free consultation about your ICBC injury case, contact him at 604-888-5811 or ptung@lklaw.ca.  Providing high level personal injury legal services in Surrey, Langley, Burnaby, New Westminster, Vancouver, Richmond, Abbotsford, and the Lower-mainland generally.  


Saturday, February 1, 2014

How to lose 30% of your $ money $ on your ICBC Claim

 
PRINCIPLE:  When you are injured in a car accident and damages flow from the incident (wage loss and pain/suffering), it is well established law that you have a positive obligation to mitigate (reduce) those damages by doing your best to get better, work hard towards recovery and most importantly follow the reasonable advice of doctors and specialists.

LAW: On January 9, 2014 The Honorable Mr. Justice Kelleher delivered reasons for judgement in a motor vehicle accident case: Maltese v. Pratap. The Court reduced the approximately $400,000 award by 30% to account for the Plaintiff's unwillingness to follow medical advice that he should attend an exercise program with a kinesiologist or personal trainer.   This is a big lesson regarding your ICBC case and an easy way to reduce the $ value $ of your claim. 



[51]  The plaintiff is under a duty to mitigate, that is, to take reasonable steps to minimize his loss.  The defendant bears the onus of proving the plaintiff could have avoided all or a portion of his loss. 

[52]  When doctors recommend treatment and the advice is not followed, the defendant must prove: first, that the plaintiff acted unreasonably in not taking the treatment, and second, the extent to which the plaintiff’s damages would have been reduced.  See: Chiu v. Chiu, 2002 BCCA 618 at para. 57; Janiak v. Ippolito, [1985] 1 S.C.R. 146 at 166-72. 

[53]  In Gregory v. Insurance Corporation of British Columbia, 2011 BCCA 144 at para. 56, the Court of Appeal recently wrote:
"I would describe the mitigation test as a subjective/objective test.  That is, whether the reasonable patient, having all the information at hand that the plaintiff possessed, ought reasonably to have undergone the recommended treatment.  The second aspect of the test is “the extent, if any, to which the plaintiff’s damages would have been reduced” by that treatment." [Emphasis in original.]

[54]  On the facts of that case, the Court of Appeal found the trial judge erred in holding there had been a failure to mitigate:

"  … The physicians testified only that [cortisone] was a reasonable treatment to try, and it might afford some relief.  In my view, such an opinion does not meet the threshold for reducing an award as described in Chiu."


[55]         The facts of this case represent a textbook example of a failure to mitigate.  There is a consensus among the professionals who assessed and treated the plaintiff that Mr. Maltese needed to undertake a program of physical rehabilitation and fitness with a kinesiologist or personal trainer.  Their recommendations are remarkably similar.  Mr. Maltese has chosen to ignore them.


[56]         In Latuszek v. Bel-Air Taxi (1992) Limited, 2009 BCSC 798, the plaintiff’s award for non-pecuniary damages was reduced by 40% for a failure to mitigate. Madam Justice Stromberg-Stein (as she then was) found that the plaintiff did not comply with the recommendations for an exercise regime:


"There is a duty at law to take reasonable steps to minimize your loss, particularly where, as here, conservative treatments have been recommended. … Dr. Jaworski recommended exercises in the pool and gym and brisk walking.  Mr. Latuszek says he swam once in a while, but he did not go to the gym or do brisk walking. … Mr. Latuszek does very little regular exercise of any kind, except once or twice a week.  He did not try yoga, massage therapy, relaxation therapy or the medications as recommended by his psychiatrist. … [H]e understands that … exercise, may improve, if not cure, his symptoms.  The plaintiff has not prioritized his recovery."


[57]         The plaintiff in that case suffered from more serious physical and psychological issues than Mr. Maltese’s diagnoses.


[58]         In Abdalle v. British Columbia (Public Safety and Solicitor General), 2012 BCSC 128, the plaintiff was recommended an exercise program, among other things. At paras. 61-85, Madam Justice Ross found that the failure to become more active was unreasonable and that it would likely have reduced the effect of the plaintiff’s injuries. She reduced non-pecuniary damages by a factor of 25%.


[59]         I am satisfied that the first stage of the test in Gregory has been met: I have no difficulty concluding that Mr. Maltese, having all the information at hand that he possessed at the time, ought reasonably to have undergone the recommended treatment of active rehabilitation through a kinesiologist or personal trainer.


[60]         Among other reasons, Mr. Maltese submitted that because he felt worse after attending physiotherapy, he made a decision to not pursue an active rehabilitation program. I cannot accede to this argument. The medical evidence taken as a whole also establishes that, on a balance of probabilities, there would have been a significant improvement in the plaintiff’s condition or a reduction in his damages. 


[61]         On such a clear case, a reduction of 30% in the awards for non-pecuniary damages, wage loss after his return to work and loss of future earning capacity is appropriate.


LESSON: Attending "active rehabilitation" or an "active exercise program" is an important part of recovery following a car accident.  Often, this is best delivered through an experienced professional such as kinesiologist or personal trainer. 

A lawyer can help you get coverage through your part 7 accident benefits for an active rehab program with a kinesiologist to help you through your road to recovery.  Also, we can help direct you to the best trainers in your area (Vancouver, Burnaby, Richmond, Surrey, Langley, New Westminster, and the Tri-City area).


Do you have questions about your ICBC injury claim?  If so, click here arrange your free consultation with  ICBC Claims Lawyer Perminder S. Tung (Services provided for ICBC injury claims throughout all of BC)


Monday, January 6, 2014

ICBC Tip of the Month (January 2014)



Social Media websites like Facebook, Instagram, YouTube, Twitter,  and Blogger are an excellent source for ICBC to investigate injury claimants. When you post something on social media the world can look at what you have posted. For example when you mention that you went on a trip, hiked a mountain, went on a skiing trip, enjoyed socializing with your friends, etc… ICBC will likely find this information and use it against you. 

How?   Imagine if ICBC downloads some photographs or posts of you doing an activity and then uses it in Court against you to say "you are not injured!"  Imagine if ICBC starts interviewing people that went to an event which you described on a website? Imagine if you talk about getting drunk with some friends? Imagine if you post something that may not be socially acceptable?


ICBC or their investigator could access your personal information by inventing a “friend” who then contacts you for access to your information. ICBC then thoroughly searches the sites, looking for photographs, notes, blogs, etc. Their purpose is to find photographs of a claimant in situations that could be damaging to the case in front of a judge or jury. 


Also, ICBC has been known to bring court applications to compel production of social media accounts  if they cannot access the information through the back door. Therefore, even if you maintain a limited number of friends and a tight privacy setting ICBC can get copies of your postings.


RULE OF THUMB: assume someone from ICBC or the defense team will looking into your social media presence. If it could be harmful to your case, don’t post it.



Do you have questions about your ICBC injury claim?  If so, click here arrange your free consultation with  ICBC Claims Lawyer Perminder S. Tung (Services provided for ICBC injury claims throughout all of BC)

Wednesday, January 1, 2014

ICBC Low Velocity Impact Policy (LVI Policy)


ICBC may tell you that your accident was a "low velocity impact" or an "LVI" and "accordingly your injuries are non-compensable".  In other words, "no crash, no cash".  Some view this ICBC policy as a way for insurance companies to reduce claims because the uninformed public does not understand that there is no legal principle behind this defence.  ICBC is simply seeking to reject your injury claim solely on the severity of vehicle damage alone.  The forces of impact, however, are only a single factor a judge or jury can look at when weighing all of the evidence in your case.  

In Gonzales v. Voskakis, the plaintiff was involved in a rear-end collision   Despite the relatively minor forces of impact the plaintiff sustained soft tissue injury to her neck and back.  The plaintiff also alleged that she suffered a right shoulder injury which caused long term difficulties in limitations. The Court dealt with different potential causes for the shoulder injury and ultimately rejected the claim as it related to the collision.  In doing so one of the factor’s the Court looked at were the forces of impact. Madam Justice Fitzpatrick provided the following reasons in addressing this evidence:


[206] I will briefly address one aspect of the submissions from the defence regarding the low impact of the collision, namely, what is to be taken from that fact.

[207] Evidence of the damage caused and the impact generally can be one of many factors considered by the court in determining what injuries, if any, were caused by the accident: see, e.g., Koonar v. Schleicher, [1997] B.C.J. No. 3054 (P.C.) at paras. 30-33.

[208] In Miller v. Darwel, 2005 BCSC 759, the court stated:

[9] On appeal, the claimant argues that the trial judge erred in considering the force of the impact of the collision on the issue of liability. In support of this position the claimant relies upon the case of Gordon v. Palmer (1993), 78 B.C.L.R. (2d) 236 (B.C.S.C.) in which Thackray, J. (as he then was) said at para. 4:
I do not subscribe to the view that if there is no motor vehicle damage then there is no injury. This is a philosophy that the Insurance Corporation of British Columbia may follow, but it has not application in court. It is not a legal principle of which I am aware and I have never heard it endorsed as a medical principle.

[10] As other judges who have considered this passage have already said, these words should not be taken to mean that the extent of damage in a collision is irrelevant to causation. It is some evidence of impact, which is not logically unrelated to injury.

[11] I agree with Taylor, J. in Yeh v. Ford Credit Canada Ltd., [1996] B.C.J. No. 1400 (B.C.S.C.), when he said at para. 7:
Such evidence is therefore relevant with respect to what injuries resulted from the impact and to the issue of the credibility of the plaintiff who asserts such injuries, by reason of the fact that such injuries often do not have objective symptoms. Such evidence may, depending upon the extent of the property damage, either contradict or corroborate evidence of personal injury.

[209] More recently, Mr. Justice Macaulay stated in Lubick v. Mei and another, 2008 BCSC 555 at para. 5, that “[t]he Courts have long debunked as myth the suggestion that low impact can be directly correlated with lack of compensable injury.”

[210] I agree that this was a low impact collision, as discussed earlier in these reasons. As such, it is a factor to be considered when assessing Ms. Gonzales’ claims of injury, particularly as they relate to her right shoulder.


Do you have questions about your ICBC injury claim?  If so, click here arrange your free consultation with  ICBC Claims Lawyer Perminder S. Tung (Services provided for ICBC injury claims throughout all of BC)

Friday, December 13, 2013

"What is my ICBC case worth?" - The Assessment of Pain and Suffering Damages a.k.a Non-Pecuniary General Damages



On December 10, 2013 The Honorable Mr. Justice Davies delivered Reasons for Judgment in MacIntosh v. Davidson et al., and provided a useful summary of how British Columbia courts arrive at valuing or assessing "pain and suffering".  The court summarized as follows:

[80]  The purpose of non-pecuniary damages in personal injury cases is to compensate the injured party for their pain and suffering, loss of enjoyment of life and loss of enjoyment of amenities caused by the fault of a tortfeasor.

[81]   In Stapley v. Hejslet, 2006 BCCA 34 [Stapley] at para. 46, Kirkpatrick J.A. set out a useful, non-exhaustive list of factors that offer guidance as to what may influence an award of non-pecuniary damages. The list included the:
(a) age of the plaintiff;
(b) nature of the injury;

(c) severity and duration of pain;

(d) disability;

(e) emotional suffering; and

(f) loss or impairment of life;

[82] Kirkpatrick J.A. went on to say:

I would add the following factors, although they may arguably be subsumed in the above list: 


(g) impairment of family, marital and social relationships;

(h) impairment of physical and mental abilities;

(i) loss of lifestyle; and

(j) the plaintiff's stoicism (as a factor that should not, generally speaking, penalize the plaintiff. 

Do you have questions about your ICBC injury claim?  If so, click here arrange your free consultation with  ICBC Claims Lawyer Perminder S. Tung (Services provided for ICBC injury claims throughout all of BC)

Tuesday, December 10, 2013

ICBC Tip of the Month (December 2013)

ICBC Tip of the Month (December 2013)

Be prepared for your first meeting or telephone call with an adjuster. They will not just ask about accident details and injuries, but will demand information about the registered owner and principal operator of the vehicle. ICBC is increasingly using this information against you.  Contact Perminder Tung at Lindsay Kenney LLP for assistance with your ICBC claims. (ptung@lklaw.ca) or 778-289-9513

#ICBC #initial meeting #Breach #Policy #car accident #injury # claims #personal injury lawyer

Sunday, November 10, 2013

Perminder S. Tung appointed by BC Minister of Health to Board of Governors of the College of Massage Therapists

Perminder S. Tung appointed by BC Minister of Health to Board of Governors of the College of Massage Therapists (CMTBC).

CMTBC regulates the profession of Registered Massage Therapists in accordance with the duties and objects set out in the Health Profession Act.

CMTBC new website

Lindsay Kenney LLP announcement